Refinancing
Aspley Jandera Mortgages has, for 10 years, been finding and successfully placing clients in the best mortgages available on the market. Our service and expertise are focussed on understanding your situation today and into the future. Then matching this with a mortgage product which will allow you to restructure your present mortgage and give you the flexibility you need to manage your ongoing financial situation.
The Aspley Jandera Mortgage has access to over 1800 mortgage products and both bank and non-bank lenders. This means we can source a mortgage that best suits your needs and we are in a strong negotiating position to get the best deal for you.
When refinancing many people focus purely on getting the lowest interest rate. However, a better interest rates is only part of the story. Factors such as entry and exit fees, redraw facilities and repayment flexibility can all dramatically impact your financial outcome.
There are 4 Steps to our refinancing process.
1. Tell us about your present mortgage and what you are looking to achieve;
2. We will consider appropriate mortgage options;
3. You choose the mortgage option you like;
4. We will assist you in completing and submitting the application.
Once your application has been submitted, we will follow through the application until it is successfully completed and your mortgage has been refinanced.
It's all about you
Clients often think that the mortgage process is about the bank. Now, whilst you need to satisfy the bank's lending criteria, Aspley Jandera Mortgages understands and ensures that the process is about you...
You found the home you want to live in
It was your ultimate decision to use the lender you are using
It's your personal circumstances that will qualify you for a new loan
It's your income that has and will continue to be used to repay the loan
It will be your home, your memories and your future.
It's our job to assist you in finding the most appropriate replacement mortgage that will allow you to:
Reduce your mortgage repayments;
Reduce your financial stress; and
Own your home sooner.
How do we help?
Aspley Jandera Mortgages has:
Access to over 1,000 mortgage products;
Access to the major bank and non-bank lenders;
Relationships with the lenders to assist us in getting your application accepted and processed in a timely manner.
How are we different?
Aspley Jandera Mortgages is unique in that apart from our client orientated approach our mortgage brokers have extensive experience in financial services, tax and accounting which allows:
A better understanding of your financial situation;
An ability to see solutions where many may not;
An understanding of the importance of getting the loan structure right;
An understanding that you do not want the loan forever;
The ability to provide ongoing support and services.
Our clients have benefited from our extensive experience and enjoy the fact that we have been able to develop strategies which assist them in paying down their loan faster, reducing their taxation liabilities, building their general wealth and protecting their accumulated wealth. By assisting clients to refinance a mortgage Aspley Jandera Mortgages believes we have an obligation to offer you a mortgage management solution and partner with you throughout the life of your loan.
The Aspley Jandera Mortgage refinance process is easy
- Tell us about your present mortgage and what you are looking to achieve;
- We will consider appropriate mortgage options;
- You choose the mortgage option you like;
- We will assist you in completing and submitting the application.
Once your application has been submitted, we will follow through the application until it is successfully completed and your mortgage has been refinanced.
Once your mortgage has been refinanced, we can assist you in the following ways:
- Explore strategies which will save you $1,000s in interest payments;
- Explore affordable strategies which build your personal wealth;
- Explore strategies which may reduce your taxation liability; and
- Explore strategies which will protect your home and growing personal wealth.
Start enjoying the benefits our clients are already taking advantage of, call us today to arrange a time to discuss your mortgage needs or email your enquiry to enquiries@ajmortgages.com.au.
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