New Mortgages
Aspley Jandera combines over 20 years experience in mortgage broking, financial planning and accounting to help you get a better financial result from your mortgage. We offer you:
- A better understanding of your financial situation
- An ability to see solutions where many may not
- An understanding of the importance of getting the loan structure right
- An understanding that you want to be able to pay the loan off as quickly as possible
- Extensive support and advice throughout the mortgage period to maximise the financial benefit to you.
We have streamlined the mortgage application process into 3 easy steps. This enables you to make sound decisions about your financial future.
Step 1: Affordability
We start by checking how much you can afford to borrow. We will do a careful check of your budget and borrowing capacity. We want to ensure you don't over-commit at this early stage and can sustain mortgage payments within your household budget.
You may also like to use our calculator to check your borrowing capacity. Please always seek professional advice before making financial decisions.
Step 2: Research
We have access to over 1800 mortgage products and both bank and non-bank lenders. This means we can source a mortgage that best suits your needs and we are in a strong negotiating position to get the best deal for you. During our research phase we will:
- Confirm your loan requirements
- Confirm interest rates
- Consider repayment options
- Consider and confirm mortgage options
Step 3: Apply
We then support you throughout the application process. Our relationships with many of the lenders assists us in getting your application accepted. We will assist you with:
- Collect and collate supporting documentation - What do I need
- Complete application
- Confirm ongoing service
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